While you may be reticent to leave your financial data hanging around in the cloud, there are some features about this web-based app that make it particularly valuable.
While it’s easy to complain about Intuit and the fact that they seem to have left Quicken users out in the cold, you may want to consider the company’s stellar online personal finance management alternative,
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It also does a great job of importing the banking files you download from your bank. While Money 4 doesn’t quite have the depth of features of iBank or Moneywell, it offers up enough (including thirteen financial reports) to help you keep a tab on your finances. Like iBank, Moneywell makes it easy to import your banking data, and offers excellent graphs and a number of other tools to manage your income and expenses. This makes it quick and easy to see whether or not you’re living within your budget and it also makes it possible for you to take cash from one category and, when necessary, use it in another. Moneywell uses the “envelope” method of money management to help you divvy your dollars up before you spend them.
This makes Moneywell different-and I think better-than almost every other personal finance application currently available for the Mac. Mac App Store link) remains one of my favorite personal finance applications largely because it helps you budget your finances, rather than just helping you see where you’ve spent your money. Great graphs, great features, and intelligent design make iBank an excellent Quicken alternative. What’s more, if iBank can’t import the data automatically, it’s intelligent enough to use your bank’s Web banking site to automatically import the files that you download manually.
What makes iBank a worthwhile replacement for Quicken is the fact that, like Quicken, it is capable of automatically downloading your banking information.
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